Are you doing the Dave Ramsey cash method of budgeting? Would you like to keep your holiday spending under control? Then you’ll love this free Christmas cash envelope tutorial and how to use it!
The first envelope is free, but if you want to get serious about managing your Christmas spending, you might need more than one category, so I created an entire printable set which is included in the 12 Days Grab Bag.
There are lots of possibilities for this little Christmas Cash Envelopes set. I plan on putting the initials for each of my boys on the tabs and slipping our budgeted amount into each of their envelopes. Ill do the same for my husband, and then have one envelope that is just for Christmas supplies like wrapping paper and tape. The other envelope will be for random expenses like admission to an event or charity giving.
The cool thing is that I have been setting aside money in our gift category in savings all year long! Ill just withdraw some of that cash, put it into the envelopes and have it with me if I come across a big sale. (Dont freak out, though! Its not THAT much money! LOL!)
PLUS, I can fit these envelopes right behind the cash envelopes that I use to keep track of my regular monthly budget. Awesome!!
If this whole concept of using cash to help you control your spending, or, to put it another way, only spending money that you have, is new to you, Id like to invite you to explore my blog a little. Im a work in progress, so Im certainly not an authority on the subject, but Im excited to report that this month marks the 1 year anniversary of cutting our grocery budget down to $200 a month for a family of four using cash and by extreme couponing, thus saving our family over $2400. Its been SO freeing to live this way so that we can be more generous with our giving, more deliberate with our spending and more intentional with our savings.